FinTech companies are redesigning our current economic systems to make them more accessible to marginalised populations and make them more responsive to unforeseen negative events. Climate FinTechs are a subset of these companies; they ensure that the environment is a key stakeholder and that it gets a seat at the…

This post doesn’t try to answer how browsing history can be used for assessing credit worthiness or how effective this method is. I assume it is possible and that it is accurate enough to be useful for lenders. Instead of answering the technical questions, I am trying to explore the…

Questions to ask while lending to friends and family, and what it means for your relationship with them. Imagine that someone in your friend circle or your family just asked you for money and you are not sure how to respond. Your hesitation doesn’t make you a bad person; you don’t have to feel guilty about having doubts about their ability to pay you back. This post will…